What is KiwiSaver?

KiwiSaver is a voluntary, work-based savings scheme designed to encourage New Zealanders to save for their retirement.  It was introduced on 1 July 2007, forming part of the Government's initiatives to increase New Zealand's level of savings by promoting long-term retirement savings amongst employees.  It provides a vehicle for employees to save by way of direct deductions from their salary and / or wages, assisted by Crown incentives.  KiwiSaver is governed by a number of acts and regulations, with the principal act being the KiwiSaver Act 2006.

Who should use the information on this web site?

  • KiwiSaver scheme providers
  • Employers seeking information about the role they have to play in KiwiSaver
  • Employees seeking information about KiwiSaver options
  • HR, Legal, Accounting and Financial advisers who need to be up-to-date with KiwiSaver

What will you find here?

  • Reliable information about KiwiSaver and other workplace superannuation
  • Independently compiled information on KiwiSaver providers
  • Directions to other recognized & independent KiwiSaver reference web sites

Where else should you look for information on KiwiSaver?

Not sure which KiwiSaver scheme you are in?

  • Phone 0800 KIWISAVER (0800 549 472) and have your IRD number ready.

We have compiled a comprehensive set of resources which can be found in the left-hand menu on this page, including tools for assessing providers and comparing investment options, enabling you to examine KiwiSaver options in more detail.


KiwiSaver Glossary

A new plain English guide to KiwiSaver aiming to demystify the savings initiative to New Zealanders has released by Workplace Savings NZ.

The glossary, which was developed by an expert industry working group with the support of theCommission for Financial Capability and the Financial Markets Authority, sets out to make KiwiSaver lingoeasier to access and understand.

KiwiSaver Glossary